Planning Your Retirement Investment You can enjoy a retirement that is relaxing and fun. You just have to be sure you plan it properly. This article has some tips to help you begin. Be sure that this page is bookmarked. These tips will help you with retirement planning. The time it takes is worth it. Figure out exactly what your retirement needs and costs will be. Studies have shown that most people need around 75% of the income they were receiving before retirement. If you are in the lower tax bracket, you may need 90 percent of your income to retire. After working for decades, retirement is seen as a welcome relief by many. They think that retirement is a wondrous time where they can do everything they didn't have time for while they worked. This is partially true, but it requires thorough planning to live that kind of life. Match every contribution your employer makes with your 401k and make frequent contributions of your own. When you put money in a 401K, t...